Retirement Archives - SunRiver St. George
retirements biggest problems and how to fix them at sunriver st. george

The Biggest Problem with Retirement and How You Can Fix It

If you are retired, you already know the biggest problem. You may not have figured out how to fix it. If you’re getting close, but haven’t taken the final step to punch out for the last time, you may be able to sense it.

Sooner or later, you are going to have to face it. Once you do, here are some thoughts to help you fix it.

Here is a key.

Your biggest problem with retirement may not be the same as my biggest problem. So how do you fix a problem you can’t identify?

The first step is learning what your biggest problem is. Not mine, and not your friend’s. You are unique. There is hope, though. Although you will have a one-of-a-kind retirement, and your biggest problem won’t be the same as someone else’s, here are some common retirement problems and some ways to fix them. This list will give you a head start on a solution once you determine what your biggest problem is.

  • Not enough retirement income

The best time to start working on this one is at the beginning of your work history. The second best time is in your twenties. If you are nearing or already in retirement, that solution is gone like last summer, but there is still a number of things you can do. The third best time is now.

  • Consider a reverse mortgage

A reverse mortgage can add your monthly mortgage payment back into your pocket. Talk to the SunRiver team to find out if you qualify and how to get started.

  • Find less expensive alternatives

For many retirees, finding a less expensive alternative frees up the money they need. Rather than paying for an evening’s entertainment in Vegas, join hundreds of your neighbors and friends at SunRiver’s free concerts and events. Bring your own beverage. You can save a hundred or more per outing. It’s not settling or cutting back, it’s reallocating resources.

  • Accept part-time work

You have a lifetime of valuable experience that many local businesses would be foolish not to learn from. You don’t want a real job, but a few hours a week helping out a local business may be just the thing…added income for you, needed help for the business.

  • Bored, bored, bored

Believe it or not, even though doing nothing may feel good for a short time, doing nothing isn’t a way of live for people like you. You have integrity, and sitting around doesn’t feel right.

“Leisure is a nice thing to enjoy as a break from work, but that doesn’t mean it is equally enjoyable when it is all there is. It can be far less pleasurable, even outright boring, when it is the only thing we have to look forward to, day after day, week after week, month after month, year after year, for what may literally be decades of retirement.” (Michael Kitces, WSJ, Oct 13, 2014.)

  • Find something enjoyable to do

Go out and find things to do, don’t wait for them to come to you. At SunRiver, we have over 50 clubs with a wide range of interests and activity levels. Volunteer at a local charity. Accept part time work. Stay active.

  • Make new friends

SunRiver residents move here to get out of the cold, snow, ice, humidity, rain, you name it, and we have residents who are here to get out of it. We all have one thing in common. We want to enjoy our retirement and stay active. Enjoying the concerts, events, and activities is more fun with friends. Talk to the people at the table next to yours. Invite someone new to sit at your table.

  • Start a new career/business

If you are the kind of retiree who can’t sit still and you miss the entrepreneurial challenge; rather than working for someone else, even part-time, start your next business. You have the luxury of knowing you’ve already had one successful career. Now you can take your experience and skill and strike out in a new direction. Do something you’ve always wanted to do but didn’t have the time.

  • Not enough energy

One of the big problems with retirement is finding you don’t have the energy you used to have. There are some solutions.

  • Have a medical checkup

The first action to take is to make certain your lack of energy is not from some medical problem. Some of the medical reasons for lack of energy are simple and easily treated. You may lack some essential vitamins or minerals. Other causes may be more serious, but you won’t know until you get a health assessment.

  • Get or stay active

The more active you are, the more energy you will likely have. As SunRiver St George’s Lifestyle Manager, Lisa McLeod says, “You don’t stop playing because you grow old – you grow old because you stop playing.”

The same could be said for becoming inactive. You don’t become inactive because you grow old – you grow old because you become inactive. Your body was built to move and keep moving. Everything tends to work better when you keep moving and stay active, and tends to clog up and run down when you don’t move.

  • Enjoy life

Have you noticed you have more energy when you are engaged in something you enjoy? Conversely, when you are bored your energy sags quickly. Find activities you enjoy and do them with people you enjoy being around. You will find you have more energy and more fun.

I hope we’ve hit on your biggest problem with retirement. If not, you probably know what it is, and you’ve seen some ideas on solving the problems we mentioned. Don’t ignore your problem, identify it, find a solution, and take action. Here’s to a happy, healthy, and lengthy retirement.

signs that you are retired at sunriver saint george

11 signs you are retired

There are some definite perks that come with being retired. There are even more when you live in SunRiver because you never lack for opportunities to have fun and be as busy or as laid back as you choose. After a few years of resort living, you may forget how hectic working life was. In case you’ve gotten so used to being retired that you’ve forgotten what it used to be like, here are 11 signs we hope will help you appreciate being retired all over again.

  1. You’ve forgotten where the snooze button on your alarm clock is because it’s been so long since you set your alarm. Since you retired to SunRiver, your day starts when you decide it’s time. Sleeping in is no longer a luxury, it’s a daily occurrence – unless you have an early breakfast date or tee time.
  2. Every day is a new adventure. One more opportunity to live life to the fullest and do what you want to do, and you waited years to be able to do. You decide what you’re going to do today; pursue your hobbies, tackle a project, go on a trip, read a book, or just find a quiet place for some me-time. You decide how long, how much, and what. You wake up one day and come to realize it’s really time to check out. Living at SunRiver St. George is like being on a resort vacation without ever leaving home.
  3. You recently read an article about the latest trends in job-searches in a financial magazine. You realized you have no idea what the most up-to-date methods and technology are being used to prepare for interviews. After a momentary panic you realize – you couldn’t care less that you don’t know. With that realization, you call the SunRiver golf course pro shop to set up your next tee time
  4. You’re surprised when a store, business, or doctor’s office is closed. You have lost track of holidays unless there is an event to attend. Even then, you forget that means employees are taking time off, because time-off is your full time job.
  5. Your CV and résumé sit forgotten in a landfill somewhere, and you don’t ever miss them. When someone asks, “What do you do for a living?” You gesture at your shorts and sandals and say, “This is it. I’m retired.”
  6. You no longer have a planner because the last few times you actually wrote an appointment in it, you put it somewhere and couldn’t find it, or you forget to check it. All you need now is a copy of the SunRiver Today calendar and a highlighter to mark the activities that interest you.
  7. You forget to set your clocks forward in the spring, or back in the fall. It doesn’t matter because the fun will still be happening when you show up whether you arrive on time, an hour late or early. Nobody is watching to make sure you put in your time.
  8. You look at the events scheduled on your calendar and they’re all things you actually want to do. No staff meetings, work trips, sales appointments, or training and development days. You can X out any event or activity you don’t feel like attending because you decide what you want to do, how busy you want to be, and with whom you want to be busy.
  9. You have the time to develop great friends and you spend time with them. You can drop what you’re doing for two or three days when family or out-of-town friends come to visit. On the other hand, if it’s those friends, when your partner gives you the look, you can pause and say, “Looks like we’ll be busy that day…no wait, we’ll be busy all that week,” and you’re telling the truth because you actually have enough activities and events available to fill in the time.
  10. You try to keep an open mind as your still hard-working colleagues you used to work with call to tell you how tough their day is going. You try to sound sympathetic, but you can’t help smiling and feeling just a bit superior as you ask them to hold on; you sink your thirty-foot putt, then take your phone off mute, and say, “Okay, go on.”
  11. You wouldn’t trade your present situation or your resort style living here at SunRiver for anything else!

If you don’t already live at SunRiver, and you’ve found a way to be 55 or older, what are you waiting for? Come to St. George and take a three-day two-night test drive in one of our villas to find out what SunRiver resort style living is all about.

Relax, play golf, have dinner at Hank’s Riverwalk Grill, take a stroll through the neighborhood, attend a concert and get to know some of the residents. Visit the model homes and talk to our knowledgeable staff. See if SunRiver living fits your vision of an ideal community. Find out what it feels like to say, “It’s finally time to check out.”

 

preschool helping you learn about retirement at sunriver Saint George

10 Things You Learned in Preschool That’ll Help You With Retirement

1. Learn about the world through play; sing songs together. Lisa McLeod the SunRiver St. George Lifestyle Manager says, “We don’t stop playing because we grow old, we grow old because we stop playing.”

Retirement at SunRiver is like recess without the time-to-go-back-to-class bell.

Learn about the world by observing and experimenting – just like in preschool, try something new.

Never played bridge? Give the bridge club at SunRiver a try. Always wondered what zooming into the (somewhat) uncharted desert feels like? Meet with the Razor club and find out. Always wanted to try your hand at pickle ball? Meet up with the pickleball club and give it a whirl.

  1. Work together with classmates, and know how and when to ask for help. Working, or playing, with classmates, or in this case, neighbors is more fun than being alone. Getting together with a few hundred of your closest friends and neighbors has always been one of the great things about SunRiver St. George.

Take advantage of the concerts, events and social gatherings here at SunRiver. You are only a stranger until you get to know your fellow residents sitting around you at a Rok Dox concert, a Veterans memorial get together, or a Wine and Paint Night.

  1. Let nature fascinate you. Remember when you had the time to stop and pick up a leaf and look at it? Or stare into the sky to watch the stars? You have the time again.

Retirement is about having the time to do what you want to do, again. When was the last time you walked along a trail and noticed what type of trees and bushes grow alongside? The cottontail hopping through the underbrush, or the lizard sunning on the rocks ahead?

It’s okay to stop and smell the sagebrush. After all, you’re retired, and SunRiver St. George is all about resort living at its best.

  1. Learn how to resolve conflicts and practice skills like sharing, taking turns and cleaning up. When you have people living together, it seems there will always be some kind of conflict. But that doesn’t mean it has to wreck the fun. Remember preschool? Your worst enemy in the morning quickly became the kid you played with at lunch.

That’s because we didn’t hold a grudge, and we discovered that working and playing side by side was a lot more fun than being alone. Even in retirement, making friends is more fun than making enemies, and you can have more fun with friends.

  1. Explore your community and the people in it by taking short field trips around the neighborhood. We used to call them field trips, now we call them walks, or strolls, but the purpose is still the same. Get some exercise, get out of the house, meet new people, and see what is going on around you.

It seems there is always something going on at SunRiver. Walk over to the community center and find out what classes are being taught. Talk to your neighbors you meet along the way. Plan a golf or dinner date. If there isn’t an event scheduled, get together with a few of your friends and make it a party. That’s what retirement here is about.

  1. Think, “I am a good learner. I can find problems to solve. I can master a difficult task.” Give yourself the benefit of the doubt and start every new venture with the idea that you may not know what is going on now, but you can learn. The more you learn and the more you practice the better you will become.

Even if you never get really good at an activity, you can still enjoy participating.

  1. Feel good about yourself. Know how to feel proud even if you make a mistake, and everything else will fall into place. Move on and learn from it for the next time. You can’t expect to be the best the first time you try a new skill or task. Well, some of you can. But we can all always have fun.

One of the hallmarks of SunRiver’s community center fitness classes is that every person is welcome, nobody judges, and regardless of your fitness level, you can join and fit right in. Debbie Harrison keeps her classes inviting and accepting.

  1. Learn to love language, reading, and books. According to a Pew research survey conducted in 2014, 31% of Adults had not read a book in the last 12 months. There is a time for every purpose, and during retirement, sometimes it’s time to curl up with a good book.

If you prefer a screen or e-reader, that’s okay, but for me, nothing compares to feeling the pages and weight of a real book. The smell of the ink and binding is euphoric. Fiction and non-fiction, fantasy or science fiction; there is a place in my heart for books.

The least expensive books in town can be found at the library, for rent, and for purchase. The next best outlet for discount books is Deseret Industries. Adopt an abandoned book today.

  1. Squish it and squeeze it. It will really work the muscles in your fingers. Maybe now that you’re retired you’ve given up squeezing paint through your fingers, but the principle is the same. You get to keep the muscles you work.

If you haven’t scheduled your fitness orientation yet, Debbie Harrison, SunRiver Fitness Supervisor holds one every Friday at 1:00 pm, contact her and get on the schedule.

  1. Persevere with humor. New activities aren’t always easy to start with, but stick with it. Laugh at yourself. See the humor in your situation. Just as Ella Wheeler Wilcox wrote in her poem, Solitude, “Laugh, and the world laughs with you; Weep, and you weep alone.”

With respect, one of the benefits of your friends here at SunRiver is to have someone to weep with you.

So, there are 10 things you learned in preschool that will help you with retirement.

5 TED talks to watch about Retirement

 

Retirement. The word evokes emotions from fear to giddiness, depending on how we view it and how prepared we are. Friends make life, and retirement more enjoyable. That’s why SunRiver St. George hosts so many events and concerts, and why residents stay active with others in the many clubs. Here are 5 TED talks to watch about growing older, and retirement that will give you a wider view of what it means, how to enjoy it longer, and how we can do it better.

If you’re not familiar with TED already, here is the introduction from their website;

“TED is a nonprofit devoted to spreading ideas, usually in the form of short, powerful talks (18 minutes or less). TED began in 1984 as a conference where Technology, Entertainment and Design converged, and today covers almost all topics — from science to business to global issues — in more than 100 languages.

“TED is a global community, welcoming people from every discipline and culture who seek a deeper understanding of the world. We believe passionately in the power of ideas to change attitudes, lives and, ultimately, the world. On TED.com, we’re building a clearinghouse of free knowledge from the world’s most inspired thinkers — and a community of curious souls to engage with ideas and each other, both online and at TED and TEDx events around the world, all year long.”

One challenging idea is that the longest and happiest of retirees have a sense of purpose; a reason to get up every morning. Having a variety of activities at your doorstep is a great way to always have something to get up for. With over 50 clubs SunRiver St. George, you can pursue activities that fit your interests.

One thing these talks have in common is they discuss living disability-free good years. Quality of life, enjoying life, and living life passionately.

Here are 5 TED talks that stand out along with their descriptions. Click on over to TED and watch any or all of the five talks below. They cover a range of topics about growing older with some interesting ideas about having a successful and enjoyable retirement. Some of the ideas you may already be familiar with, some you may agree with, and others, may be new to you, and some may challenge what you think retirement is about.

Jared Diamond: How societies can grow old better

There’s an irony behind the latest efforts to extend human life: It’s no picnic to be an old person in a youth-oriented society. Older people can become isolated, lacking meaningful work and low on funds. In this intriguing talk, Jared Diamond looks at how many different societies treat their elders — some better, some worse — and suggests we all take advantage of experience.

Laura Carstensen: Older people are happier

In the 20th century, we added an unprecedented number of years to our lifespans, but is the quality of life as good? Surprisingly, yes! Psychologist Laura Carstensen shows research that demonstrates that as people get older they become happier, more content, and have a more positive outlook on the world.

Isabel Allende: How to live passionately—no matter your age

Author Isabel Allende is 71. Yes, she has a few wrinkles—but she has incredible perspective too. In this candid talk, meant for viewers of all ages, she talks about her fears as she gets older and shares how she plans to keep on living passionately.

Rory Sutherland: Perspective is everything

“The circumstances of our lives may matter less than how we see them,” says Rory Sutherland. At TEDx Athens, he makes a compelling case for how reframing is the key to happiness.

A short warning, Rory is a bit irreverent and bold, but his ideas about perspective are timeless and worth watching. He puts age old wisdom in a modern package that will resonate with many of us approaching retirement.

Dan Buettner: How to live to be 100+

To find the path to long life and health, Dan Buettner and team study the world’s “Blue Zones,” communities whose elders live with vim and vigor to record-setting age. In his talk, he shares the 9 common diet and lifestyle habits that keep them spry past age 100. How they treat older people. The people in Okinawa respect and appreciate their centenarians. That appreciation adds to quality of life for all age groups. One of the poignant observations he makes is, isolation kills. People with friends live longer and live better. SunRiver St. George has this one licked. With all the clubs, events and activities, you can be as social as you want to be.

Dan says, “The two most dangerous days in your life are the day you’re born, and the day you retire.” He gives the encouragement, “If your three best friends live a healthy lifestyle, you have a much better chance of being healthy as well.” A 104 year old lady in his TED talk share her philosophy; “A stranger is a friend I haven’t met yet.”

Dan says, “We as Americans divide our life into two areas, work, and then one day, we are retired.” He shares how the longest lived people in Okinawa have a saying that describes their longevity, “The reason for which you wake up in the morning.” Those Okinawans who live to over 100 years old, have their reason on the tip of their tongues. They know immediately why they get up every morning.

In Dan’s TED talk, he reveals that Seventh Day Adventists live healthy lives longer than other Americans. Dan attributes some of their longevity to their diet, some to their weekly observance of Sabbath that includes rest from the stressors of daily life and regular nature walks, and some to prayer.

Dan Buettner’s talk was my favorite of the five. He gives a world-wide perspective on longest lived pockets of people. Click on over and decide for yourself.

Each of these TED talks has some insight to offer you as a retiree, or a soon-to-be retiree. They are short and easy to watch. Well worth the time.

 

 

 

Active Adult Communities Provide Amenities for Every Need

Why not look into the wonders of active adult communities?  These types of communities are the perfect place to stay active but also to enjoy everyday life. They provide a variety of amenities for your every need and make the transition into retirement easy and fun.

One example of this type of community is SunRiver St. George, located in southern Utah. Some of the wonderful amenities include: onsite gym, exercise classes, tons of community events, sunny location, pickle ball courts, tons of different types of clubs, and much more. This community also includes tons of different types of homes to fit both your budget and needs. Besides all of these amazing amenities, active adult communities provide a place and the opportunity to meet people that are in the same stage of life as you and with similar interests.

Retirement is a great time to change up life and to try things you never thought you would. You now have the time and energy to feel young and alive every day. As you are approaching a new stage in life, why not think about all the fun and new experiences that can be waiting for you in active adult communities.

Those living in 55+ Senior Communities Don’t Act their Age

As retirement approaches, you may have not considered 55+ senior communities. We all have to live somewhere, some find apartments fit their style.  Maybe you see yourself in a beautiful house overlooking a fantastic golf course. Every morning with a group of friends you hit the course.  Others dream of retiring to a far off resort on a tropical island. Feeling the warm breeze and enjoying a refreshing swim while receiving Christmas cards from the cold north.

Unfortunately, golf courses and tropical paradises command a premium. 55+ Senior Communities are full of happy people who don’t act their age.  They have taken advantage of a fantastic time of life, the unstructured, free life style, who live in a happy community of like-minded individuals.

Luckily you can experience the good life at your very own home in SunRiver St. George.  SunRiver St. George is the best of all worlds. With resort class facilities like rec center, clubs, golf course and fine dining. Mild winter temperatures and none of the hassle of living far away on an island.  As far as 55+ Senior Communities, SunRiver St. George is the cream of the crop. If you want to get to feel invigorated and young while you get the most out of your retirement type sunriver.com into your browser.  Then find out why you need to be a part of the 55+ Senior Communities at SunRiver St. George!

Active Adult Communities are Reinventing Retirement

 Those who live in active adult communities are reinventing retirement right now!  Retirement is a big change. It means leaving a career, and all that comes with a job, both good and bad. While we can spend more time with the people we love, they often are busy. Just as we once were. It can mean less contact with the community we no longer work in. But retirement can also be the best time of our lives.

Active adult communities such as SunRiver St. George bring together hundreds of adults over the age of 55.  They live next door to each other and take part in a happy, unique community of active adults who share one another’s passion for life! Think of yourself in an active adult community, reinventing retirement.

In an active adult community such as SunRiver St.George you can stop worrying about retirement.  Whether it is learning a new skill like making jewelry or polishing up your swing on the golf course, there are endless opportunities to entertain yourself. Retirement doesn’t have to be a drawn out descent into disability, now it is a chance to reinvent and reinvigorate yourself. Think of how happy you will be as those you care about visit you in sunny St. George. Think of the ways you could learn and grow in new talents and hobbies. In our lives, many things are unsure, but one thing is for sure, active adult communities are reinventing retirement!

Creating Dream Retirement Homes with Luxury Lifestyle

Retirement homes are the perfect opportunity to create your ideal luxury lifestyle. Now that you are entering a new life phase, why not create the perfect dream retirement home.  This is the time to figure out what you want and how to create the perfect home environment to play and relax in.

What makes up ideal retirement homes? This question is best answered by deciding what type of activities and features are important to you. Then you can decide the type of luxury space to design to best fit your needs and wants. For example, you may want a hobby room, wood working garage or backyard to barbeque in. A luxury lifestyle may include the type of cabinets, paint, or the attention to detail that is found in your living space.  Creating your dream home can be fun and uncomplicated.

The more you know about what you want in a retirement home, the easier it will be to create the luxury lifestyle you deserve.  Retirement is the time to not only enjoy your new freedom, but also to have the lifestyle you want. Don’t wait, start planning and designing your dream living space today. Retirement homes are really a great way to live a luxurious life every day.

Making New Connections in 55+ Senior Communities

Looking for answers about making new connections in 55+ Senior Communities? Then this is the right place! Have you been wondering how to make your life exciting again? If you are around the age of 55 and looking for a change, then a 55+ Senior Community is certainly a great idea!  While there are many 55+ Senior Communities out there, only one is located in charming and beautiful southern Utah. SunRiver St. George is a community catering to those who are 55 and older. It is centered around creating not only a lifestyle, but also a community.  A community complete with excellently crafted custom homes, countless recreational opportunities, fantastic scenery, and fantastic neighbors!

Our community members love the atmosphere and the sense of home they feel in a neighborhood of people much like themselves!  Whatever your interests, SunRiver St. George has a place for you.  Our 18 hole golf course is open year round and designed to synchronize with the area’s unique natural beauty. Besides golf, residents enjoy swimming, lawn bowling, horseshoes, biking, and walking.  The Community Center includes a library, an indoor/outdoor pool and spa, a ballroom, computer and card rooms, and a New Life Fitness Center. It truly is a leader in the 55+ senior communities available today.

Want to know more about 55+ senior communities?  SunRiver St. George offers a Vacation Villa, you can experience the active adult lifestyle that residents here enjoy. Packages start at $99 for a two night, three day stay with discounted tee time as well as use of the community center.  For more information and to schedule your visit, call (888)688-6556. Whether you have just become eligible for 55+ senior communities or have been enjoying one for years, come and experience one of the best 55+ senior communities out there!

Benefits of Retirement

There are a lot of amazing benefits that can come from retirement. Some are: better health, family involvement, a new lifestyle, philanthropy, more time, less stress, greater flexibility, freedom to start a new career, more time to enjoy family and hobbies, and many more.  What type of things would you do with your new abundant time and energy? Can you imagine this new lifestyle that awaits you?

This is a wonderful group to belong to and become a part of at retirement age. One that is full of individuals who are ready for new adventures and discoveries. It is not what one often think of when hearing the word retirement, an older individual who has retired from life. Retirement is the time to fully live your life. It is the time to stop letting the fears, time, and other excuses hold you back from living the life you want.

Consider all of the advantages that will come from this major life change. The possibilities are truly endless. This is the moment to help your life feel fresh and alive again. No longer will old age be looked upon as a negative, but as a time to take back for yourself and your life bucket list. What are some of the benefits that you will gain from retirement?

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